A person, will or trust that you designate to receive financial benefits in the form of life insurance, and pension should you pass away. Beneficiaries should be designated as soon as you enroll in benefits and can be updated at any time through Workday.


Your copay is a small, fixed amount that you pay each time a covered service is provided to you. Think of the copay like paying your share of medical services. The insurance company pays the rest for you. Note that this only applies to certain services as outlined in your policy, such as accommodation in private hospitals.

Benefit in Kind

Benefit in Kind or BIK is a tax all Irish employees have to pay through payroll for any benefits provided by the employer. The rate of BIK depends on the base annual salary an employee is earning.


At Indeed, a dependent is a spouse, a domestic partner and children.

IND number

Your IND number is essential when you are signing up to Irish Life Healthcare.

IND number is your unique, employee number which is found on Workday under your profile.

Salary Sacrifice

Salary sacrifice is where you give up part of your salary in return for a benefit provided to you by Indeed. An example of this would be your taxsaver or bike to work scheme.


Your premium is the amount Indeed pays on your behalf. You, as an employee only has to pay BIK (see explanation above) on this monthly premium.

Can I add and remove dependents after I sign up?

Yes, you can remove or add any new dependents as you so wish. You can contact the providers directly to do so.

Can I add a parent or sibling to my benefit coverage?

Yes, you can add a parent or sibling. However, they are not considered a “dependent” and so, you will be deducted monthly through payroll for their coverage on the benefit plan.

I had an existing pension before joining Indeed, can I transfer it?

Absolutely! If you have any existing pension scheme(s) and you would like to transfer these to Indeed’s pension plan, you can do so. The first step would be to reach out to Joe Lyons our pension expert in Aon and he can organise the transfer!

What’s the difference between Inpatient and Outpatient?

Inpatient care describes any treatment or service that requires a visit to a hospital or other healthcare facility and requires an overnight stay.

Outpatient care is a medical treatment or diagnostic that does not require being admitted overnight to a hospital, for example, a GP visit.

I already have an existing dental/medical plan, what do I do?

There are two options in this case. You can keep your own personal medical and dental plans if you so wish. Or you can move to Indeed’s plans on your first day in the company.

If you wish to transfer to the Indeed plan, you will need to ensure that your existing coverage has been terminated with the provider!

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